I am only 15, so it took me ages to save up for one. I spent a lot of time messing around with the Freeware version. When I finally got a small time job as a checker at a grocery store, I had enough money to buy one. There expectations of us and our money are a little high. For $200 I could buy a lot of stuff, and save a lot of time instead of modifying all the time. As of now, if I upgraded to 5.47d (which I am considering. I am still using 5.45c), I will have to rehack everything. If I just upgraded with no hacks all my members would leave. Sure a UBB is good, but what is it really once you have had hacks like Who's Online and Private Messages?