Maybe the templates without ratings could be included in the threads package and a question in the install asks which versions to make default?
Since it seems that many people doesn't want the ratings it could be a good idea to help them remove them. Downloading and installing new templates might be a bit cumbersome for a first time user.
On a personal note, I'm not that fond of ratings myself but I think my users are and unless I get complaints I'll leave them in.
