I'll share what I did..... if anyone wants to see.
The integration of the Chatroom into a threads page uses the "basic page" template here. My chat company recently added the ability to pass the username variable through to the chat client... so everyone's chat username is the same as their forum username. Only the Admins need to fool with a password for chat.
I'm using Chat-Forum.com which is $100 setup and $30/mo.
To see it: visit:
http://www.measurection.comLogin with
username: testchatuser
password: test
Then click "Chatroom" at the top.
Then click connect.
It allows you multiple rooms, and private chat.
The mods and admins can do quizzes and force URLs to pop up on everyone's screen.
