I am sure that any questions you have
someone here can and will help you
I am not sure for insurance but a disclaimer/forum rules policy that users must agree to
before registering can go a long way to protect you in most areas.
Here is an excerpt from mine
[] You must respect the privacy of other members and individuals. Do not post personal information (i.e. addresses, phone numbers, passwords, personal identification numbers, pictures, or any other information considered private) without the permission of the individual.
Each EFS Forum member is limited to one account/alias, unless otherwise authorized. Do not impersonate other individuals or falsely represent yourself.
Observe all copyright laws when posting copyrighted material. If the material belongs to someone else, credit the original author. Do not post material where you do not have permission to distribute it electronically or otherwise.
No linking to Warez sites, lists, forums, or anythig to do with Warez. No asking for Warez, no offering Warez. No CD-Keys or ANYTHING like that.
No advertising, buying, selling, or trading anywhere with the exception of the Flea Market forum.
Posts should be in English only. Non-English posts may be removed.
Respect both forum moderators and administrators.
Emerald Forest Seattle reserves the right to edit, reprint, distribute, or delete any posting for any reason and without prior notification or explanation to the author. Moderators and administrators frequently review forum messages for those that are in violation of forum rules. Any messages found to be in violation will be deleted without warning or explanation. All messages posted become the property of Emerald Forest Seattle.
Emerald Forest Seattle and its representatives will not be held liable for the result of the usage of any information provided in the forums, and disclaim all liability resulting in the use of the posted information.
You will not discuss, suggest, engage, or encourage any illegal activity. Links provided to locations that deal with any such activity are also expressly forbidden.
Do not post messages that violate Federal, State, or Local laws which include, but are not limited to, anything that violates a copyright, trademark, patent, trade secret, or is bound by NDA (Non-Disclosure Agreement).
Emerald Forest Seattle takes no responsibility for the content of any of the messages posted in the forums or of the authenticity of its authors. All opinions and views expressed in the EFS Forum are solely those of their respective authors and are not necessarily those of Emerald Forest Seattle or its representatives.
Emerald Forest Seattle reserves the right to change the aforementioned rules at any time without warning or notice. It is the responsibility of the forum member to check this page on a regular basis for any revisions in the rules before making any posts to the forum.
Emerald Forest Seattle reserves the right to ban any user at any time for any reason.
By posting to EFS Forum, you agree to abide by the above rules and terms [/]
If you want to copy and use it feel free.Also the full version is here
Rules
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